You may be on your way to work one morning, and a large delivery truck driver behind you doesn’t notice a sudden stop in traffic. Before you know it, the truck smashes your car and you instantly know you’re hurt. Your break a leg and some ribs in the crash. You suffer a serious traumatic brain injury too. You’re not sure how long it will take to recover, but you know you will be unable to work for some time.
How are you going to pay your expenses?
Michigan and no-fault auto insurance
When you report the accident to your insurance company, you will need to check what amount of personal injury protection (PIP) you have as part of your no-fault auto insurance in Michigan. Your PIP insurance will cover your medical bills – perhaps up to an unlimited amount based on your policy. For lost wages, no matter what PIP level you have, you can receive 85% of your lost wages while you can’t work. You can receive those lost wages benefits for three years.
You also can receive benefits to help cover the cost of having a family member care for you while you recover or if you need to hire a caregiver or cleaning person to help you with household tasks.
Consulting an attorney about a personal injury suit
If you suffered serious injuries that now have left you disabled or with disfigurement, you should consult a personal injury attorney. You may need to consider filing a personal injury lawsuit if the other driver’s negligence caused the accident. You may be able to receive compensation for your pain and suffering after an accident and for wage loss for a long-term disability.
You shouldn’t have to worry about how you will pay your bills after a devasting accident and suffering serious injuries. With help, you can ensure you get the compensation you need to move forward and focus fully on your recovery.